If you are single, then you are in good company. According to the most recent U.S. Census, more than half of all adult Americans are single, too.

Whether you just turned 18 or are 88 one thing you share with your married counterparts is the need for essential Estate Planning.

Do I have an Estate even if I have no money?

Did you know the law requires every adult American to make his or her own personal, financial and health care decisions? Who would make your basic decisions if you were legally incapacitated due to a serious injury or illness? Unless you legally appoint the decision-maker of your own selection in advance through proper Estate Planning, then a probate judge in the county where you reside will select one for you.

The probate court process to accomplish this is expensive, discloses your private personal and financial information to the public (through public record) and is a real hassle for your loved ones.

Did you know that in the absence of proper Estate Planning, your assets may be distributed after death based on “one-size-fits-all” state laws written for people who do not have their own estate plan? Of course, this impersonal Estate Plan written by state lawmakers may not reflect your own unique circumstances and objectives for your loved ones and assets.

VEP can help you avoid probate and replace that impersonal, state-written, one-size-fits-all Estate Plan with one we design together that customizes your unique circumstances and objectives.